15 Personal Finance Lessons Everyone Wishes They Knew Sooner
Today, we’re diving into 15 Lessons About Personal Finance That Everyone Wishes They Had Learned Sooner.
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00:00 – Intro
00:50 – You pay for your freedom now with worry later
01:56 – An early foot in the game is better than sprinting to catch up later
02:56 – Hopped on the financial literacy train sooner
03:59 – Getting a credit card with rewards you actually want
04:57 – Getting a small piece of a big pie
06:49 – You don’t just need money rules, you need guards for those rules
08:21 – Your prime directive flowchart – read it, understand it, follow it
09:45 – Saving for retirement earlier
10:48 – Nobody really cares what car you drive
11:47 – Tomorrow’s big benefits from today’s small cashback programs
12:45 – Not understanding high-yield savings accounts vs. checking accounts
14:00 – Most high level career people aren’t geniuses (they had laser focus)
15:06 – Desiring money isn’t being greedy, it’s wanting opportunities and security
15:59 – Making more money is better and easier than cutting costs
17:12 – Only lend money to people if you’re okay with them not paying you back
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